Get the most from your ACC Cover and lower your levies

31 Oct 2016

ACC REVIEW AND ADMINISTRATION SERVICE FOR THE SELF EMPLOYED

If you are self-employed, we can review your ACC Levies and may be able to help save you money by ensuring you are on the right classification code and that your ACC is structured correctly for your circumstances. A review will ensure you are in control and fully aware of exactly what you are entitled to. The review focuses on the opportunities and differences between ACC CoverPlus and ACC CoverPlus Extra.

WHAT IS THE DIFFERENCE BETWEEN ACC COVERPLUS & ACC COVERPLUS EXTRA?

The key difference is the amount of lost earnings compensation you receive. With ACC CoverPlus Extra you get 100% of the amount you negotiate and because you have agreed cover, you may begin receiving compensation more quickly. Whichever option you choose, ACC will provide assistance with treatment and rehabilitation costs.

WHAT ARE THE BENEFITS OF ACC COVERPLUS EXTRA?

You can tailor the level of cover for lost earnings to suit your own personal circumstances, subject to ACC underwriting. If you make a claim, there is no need to prove your earnings, as the weekly compensation has already been agreed. This means that you may receive your weekly compensation quicker. You will receive 100% of the amount of the agreed lost earnings compensation until you are fit for full-time work.

HOW DO I KNOW IF ACC COVERPLUS EXTRA IS RIGHT FOR ME?

ACC CoverPlus Extra may better meet your needs if:
- your income fluctuates
- your personal income is not a true indication of actual earnings
- your business will still generate income while you’re injured
- you have not been self-employed for long
- you want a guaranteed level of lost earnings compensation.

WHO CAN APPLY?

- Self employed people who work in their own business.
- Self employed who work in a partnership.
- Sole traders.
- Shareholder employees.

Call us today on 06 876 8124 or email succeed@pkfcs.co.nz to discuss how we can ensure that you are getting the most from your ACC Levies.